遺產規劃的主要目的是減少遺囑認證管理的不確定性，並通過降低繳稅和其他費用的方式使遺產價值最大化。
遺產規劃*包括遺囑、信託、受益人指定、任免權、財產所有權（共有權但所有權轉移給存活方、共有權、整體共有權）、贈與和授權書。
以下是製訂遺產規劃的10個簡單步驟
- 明確自己的資產
- 瞭解遺產稅
- 製訂遺囑
- 設立信託
- 指定醫療保健受託人
- 指定財務事項受託人
- 通過指定成年監護人來保護您孩子的財產
- 為您的金融帳戶填寫受益人表格
- 考慮購買人壽保險
- 向East West Investment Services的專業金融顧問諮詢
*請向您的法律或稅務顧問諮詢有關您具體情況的建議和信息。華美銀行、Cetera Investment Services及其金融顧問不提供法律或稅務建議。
華美銀行財富管理服務的優勢
華美銀行財富管理服務的優勢
- 我們的金融顧問擁有豐富的經驗、精通多種語言、熟悉您的文化背景
- 從個人理財到企業規劃，我們都能助您一臂之力
- 使用手機銀行APP，即可隨時隨地查看您的投資組合 1
披露
1 您必須註冊使用手機銀行APP或網路銀行服務，才可以使用我們的手機銀行APP查看您的財富投資組合。可能適用其他條件與限制。您可免費使用華美銀行的手機銀行服務，但您的電信服務供應商可能會收取簡訊費用。請諮詢您的服務供應商，瞭解可能適用的具體費用及行動網際網路資費。
保險和投資產品爲：
| 並非由FDIC承保 | 並非銀行擔保 | 可損失價值 |
| 不在任何聯邦政府機構擔保之內 | 並非銀行存款 | |
查詢本投資理財機構的背景信息，請前往美國金融業監管局（FINRA）的經紀查詢（BrokerCheck）。
本機構地址：135 N. Los Robles Ave, Pasadena, CA 91101，免費電話888.978.8617。
Cetera Investment Service LLC（在加州登記立案爲CFG STC Insurance Agency LLC）提供證券與保險類產品。Cetera Investment Service LLC是美國金融業監管局（FINRA）及美國證券投資者保護公司（SIPC）成員。Cetera Investment Advisers LLC 提供諮詢服務。這兩間公司與提供投資服務的金融機構無互屬關係。隸屬於此券商/經紀商的個人爲註冊代表，只提供證券經紀商的服務和接收基於該事務的報酬（佣金）；註冊投資顧問，只提供投資諮詢服務和接收基於管理資產的相應費用；或作爲代表和投資顧問註冊，能提供以上兩種類型的服務。
點擊此處閱讀 Cetera Investment Services的隱私條款 、其他重要信息及運營持續計劃 。
本網站內的資訊只適用於美國居民。 Cetera Investment Services LLC 的註冊顧問只能對美國或其他註冊地區的居民提供服務。本站的產品與服務沒有在美國某些州提供，也並非所有在列諮詢顧問皆可提供所有產品和服務項目。詳情請聯繫本站所列出的金融顧問，或前往Cetera Investment Services LLC網站www.ceterainvestmentservices.com。
DISCLOSURE
1 To access your investment portfolio using our Mobile App, you must be enrolled in the Bank’s mobile or online banking service. Additional terms and conditions may apply. East West Bank does not charge for Mobile Banking. However, your mobile service provider may charge for sending and receiving text messages on your phone. Check with your service provider for details on specific fees and data charges that may apply.
Insurance and investment products are:
| Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value |
| Are Not Insured by Any Federal Government Agency | Are Not Deposits | |
Check the background of this investment professional on FINRA’s BrokerCheck.
Located at: 135 N. Los Robles Ave, Pasadena, CA 91101 Toll-Free 888.978.8617
Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
Click here to view Cetera Investment Services Privacy Policy, other Important Information and Business Continuity Plan.
This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.
